High quality treatment plans with flexible payment options

We understand that your decision to go ahead with The Hospital Group shouldn’t be restricted by cost. That’s why we’ve made it easy to spread the cost of your treatment with our 0% interest payment scheme.

Our finance is available on any procedure type costing £1,000 or more with as little as £500 deposit required. Depending on your financial circumstances, you can increase the amount of your initial deposit and this will reduce the amount of your loan.

Your patient advisor will create a unique treatment plan for you at your first consultation. They will also take you through the finance options available and any questions you may have. So, if you are ready to take the first step, simply book your free consultation or apply for finance.

finance options available

0% finance option

We realise that finance availability might be the reason to put back your life changing surgery plans. Whether you are considering weight loss surgery, cosmetic surgery or any of our medical aesthetic treatments but your financial situation is holding you back, then speak to us about our finance options.

If you’d like to spread the cost of surgery over a period of time you may want to opt for our 0% interest finance option, which allows you to make repayments over a 12-month period without incurring any interest*.

Weight loss surgery example:

· Cost of a procedure: £6,800

· Initial deposit: £500

· The amount of loan would be: £6,300

· 12 monthly installments of £525

· The representative APR is 0.0%

· The total amount payable: £6,800


Cosmetic surgery example:

· Cost of a procedure: £5,500

· Initial deposit: £500

· The amount of loan would be: £5,000

· 12 monthly installments of £416.67

· The representative APR is 0.0%

· The total amount payable: £5,500

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Your finance eligibility

Our finance options are available to all our customers, subject to status, as long as you meet a set of finance criteria. Here are our general eligibility criteria:

· Must be 18 years or over

· Must be a UK resident and able to provide 3 years address history

· Must work a minimum of 16 hours per week

· Must be able to provide 3 years employment history

· Must have a valid email address

Our friendly team is here for you and happy to assist with any queries. Why not to give them a ring to discuss your individual needs or book a free no obligation consultations for the procedure of your choice?

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Finance frequently asked questions

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Finance FAQs

You will need to complete a simple, online credit application, which our patient advisors will help you with. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.

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No, you will be required to pay a minimum deposit of £500. After this you can apply to borrow the required amount you need. For more details please book a free consultation to discuss your finance options with your patient advisor.

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A minimum of £500 deposit is required for all our cosmetic and weight loss surgery procedures. You can reduce the amount of the loan repayment if you increase the amount of initial deposit. The decision is yours.

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You must be over 18 to apply, and you must have lived in the UK for at least 3 years.

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This will depend on the amount you borrow, initial deposit paid, what finance option you choose and the treatment you choose. Our patient advisors will discuss the monthly repayments for your particular treatment during your initial consultation.

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The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.

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Immediately - as soon as the credit agreement has been signed.

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There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it. 

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The finance is arranged through Omni Capital Retail Finance Ltd., a company authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking. 

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We are unable to pre-approve any customer for a finance application. However, your eligibility for finance will be dependent on the number of hours you work and your credit score. The best way to understand more about finance options is to talk to our friendly team and book in for a free consultation where your patient advisor can go through your finance options with you in more detail.

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* Our finance options are subject to individual status and terms and conditions apply. Finance for cosmetic surgery procedures is provided by a third-party company, not The Hospital Group, and they will make the decision based on your application. The Hospital Group cannot influence the credit decision.

Transform Hospital Group Ltd trading as The Hospital Group is an Appointed Representative of Omni Capital Retail Finance Limited, which is authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking. 

Our finance options are subject to individual status and terms and conditions apply. Finance is provided by Omni Capital Retail Finance Ltd which is a credit intermediary. The Hospital Group does not receive payment for introducing patients to lenders.